Drone insurance

This Drone scheme from Coverdrone enables BIBA members to cater for this niche insurance product and keep all of their client needs in-house.

Coverdrone is the largest UK drone insurance provider. BIBA members will have access to our system through an online broker management portal.  Coverdrone policies are underwritten by Starr International (Europe) Limited which Holds an A.M. Best financial strength rating of “A” (Excellent), Financial Size Category XV, and an issuer credit rating of “a.” – they are a specialist aviation underwriter.  Together we provide a market leading solution for Commercial and Recreational drone operators.

Key benefits to members

  • Discounted rates and 15% commission for BIBA members
  • Online broker management system for 24/7 access with instant policy documentation
  • Product training provided as required
  • Specialist team of advisors on-hand
  • Swift referral process for more complex/larger risks

Key policy features  

  • Fully compliant with EC785/2004 (aviation insurance requirements)
  • Flexible policy periods from 1 day to 1 year
  • Liability limits from £1m to £16m
    • Higher limits on referral
    • Includes aviation liability for commercial policies
    • PL included for ground photography
  • Equipment coverage on an All Risks/Replacement basis, with limits up to £125,000
    • Higher limits on referral
    • Cover includes in-transit, storage and in-flight
  • Worldwide cover as standard
  • No limits on numbers of drones, operators or flying hours
  • No high-risk premises exclusions
  • In-house delegated claims authority, for an efficient claims service

Target Risks

  • Commercial Drone users
  • Photographers
  • Surveyors
  • Estate Agents
  • Agriculture

To begin using the scheme members can complete an online form at https://www.coverdrone.com/agents/

Please be aware that this scheme does not presently offer cascading risk transfer.


Contact: Andrew Heath

Email: [email protected] 

Telephone: 01270 448998

Address:  Arrowscroft, 142 Nantwich Road, Crewe, CW2 6BG

Website: www.coverdrone.com