The scheme offers members access to this market-leading product with A-rated insurer capacity. Cover can be tailored to meet your client’s needs and is available for a wide range of risks, from large commercial holiday or residential businesses to small family-owned touring and holiday locations, and everything in between.
Target risks
- Holiday parks, including:- Holiday caravans / lodges / chalets
– Touring caravans
– Tents, tepees, yurts, shepherd huts, camping pods and glamping accommodation - Residential park homes
- Caravan distributors and dealerships
- Caravan storage sites
Key policy features
- Buildings, structures and contents
- Automatic day one uplift for declared buildings of 15%
- Park machinery (e.g ride on mowers and golf buggies)
- Public & Products Liability up to £10m
- Employers’ liability at £10m
- Goods in transit up to £50k
- Business Interruption Cover, including as a result of specified disease, denial of access or loss of license
Key benefits to members
- No minimum support, happy to help you with just one risk
- We will consider all holiday accommodation risks, with the exception of hotels in isolation
- Specialist covers included without additional charge:
– Up to £250k unspecified sales stock (subject to certain criteria being met)
– Personal accident for park owners (if specified)
- Dedicated underwriting team
- 15% commission with uplift to 17.5% for all BIBA members on all new business
- Product and appetite training and webinars to help identify customers
- Tailored marketing support
