Manchester Underwriting Management’s insurance brokers’ professional indemnity (PI) insurance has been designed to deliver genuine, practical protection – not just a policy wording.
Ours is a premium, relationship-led proposition. From day one, our focus is on helping you avoid claims where possible, supported by expert legal insight and with exceptionally broad cover if things don’t go to plan.
And crucially, it goes beyond insurance. This is PI as a business support service, designed to protect both your reputation and your balance sheet.
It’s a fundamentally different proposition to much of the market – so price alone shouldn’t be the deciding factor in selecting your PI cover.
Key benefits for BIBA members
- Loss of client cover – exclusive to BIBA members
Protection for your P&L if you lose a client following a PI claim payment – indemnity up to £100,000. - Fidelity cover included as standard – exclusive to BIBA members
Built-in protection without additional complexity or cost. - Risk management training
Practical support to help reduce exposures before they become claims. - Long-term policy options
Greater certainty and stability over multiple years. - Interest-free instalments
Direct debit options to help you manage your cashflow. - Pandemic cover considered
Available on both new business and renewals, reflecting modern risk realities.
What sets our cover apart
- Early-stage legal support from Mills & Reeve before an issue escalates into a claim against you.
- No contracting out of the Insurance Act 2015
- No ‘basis clauses’, warranties, or conditions precedent
- Broad protection against innocent non-disclosure
- Late notification protection
- Comprehensive civil liability cover including defamation, dishonesty, loss of client money and joint ventures
- Regulatory investigation costs
- Automatic binding authority cover
- Dedicated in-house claims team, providing advice and assistance on claims and circumstances
The opportunity
A broad PI solution, developed in partnership with BIBA, offering:
- Enhanced cover for BIBA members
- Broad cover, including loss of client and fidelity cover
- Flexibility with long-term policies and 0% monthly instalments
A solution
A claims prevention-led approach, combining insurance with proactive legal support from Mills & Reeve – helping you manage and resolve issues early, before they develop into claims.
