Coverdrone has been shaping the drone insurance industry for nearly two decades, offering comprehensive policies for recreational and commercial drone operators worldwide. Backed by A-rated insurer capacity and best-in-class customer support, our BIBA scheme provides brokers with easy access to market-leading services and flexible solutions that meet the evolving needs of the rapidly growing unmanned aviation sector.
Target risks
– Commercial drone users
– Photographers
– Videographers
– Surveyors
– Estate agents
– Agriculture
– All drone operators, except for live fire or tactical military usage
Key policy features
– EC785/2004 compliant aviation insurance policy
– Underwritten by Starr International (Europe) Limited and Travelers Insurance Company Limited
– Worldwide cover as standard (some exclusions apply)
– Flexible policy terms from 1 day up to 12 months
– Liability limits up to £25 million (higher limits via referral)
– Equipment cover up to £1 million (higher limits on referral)
– No exclusions for high-risk premises
– Cover during transit, storage, and flight available
– No restrictions on numbers of drones, operators, or flying hours
– In-house delegated claims authority with award-winning service
– Low policy excesses
Key benefits to members
– Discounted rates and a competitive 15% commission.
– Easy-to-use online broker management system.
– Policy documentation issued instantly.
– Comprehensive product training and support.
– Fast, streamlined referral process for complex or high-value risks
Did you know? – Spotlight on BIBA’s Coverdrone Scheme
Did you know that drone use is rapidly expanding across a wide range of sectors, and as adoption grows, brokers are increasingly likely to encounter commercial clients using drones in new and evolving ways?
BIBA’s Coverdrone scheme is uniquely positioned to meet this growing demand. Unlike many competitors who focus solely on either recreational or commercial drone users, Coverdrone caters for both, offering flexible, compliant solutions for a wide spectrum of risks.
Coverdrone has been at the forefront of drone insurance since 2007 and stands out in the UK market as a specialist underwriting MGA with a dedicated in-house claims team delivering expertise and continuity that few others can match.
Policies are designed to reflect the realities of modern drone operations. Coverdrone can consider almost any use (other than military use involving live fire or tactical operations), provided it complies with Civil Aviation Authority regulations. They can also insure not just the drone itself but associated equipment and ground-based assets such as laptops and control gear, as well as third-party liability including aviation liabilities.
With innovations like ‘drone-in-a-box’ technology now supporting emergency services and even being adopted at large residential properties, the need for knowledgeable, forward-thinking insurance solutions is only growing.
For brokers, Coverdrone offers reassurance that clients can access specialist, compliant protection in a fast-evolving marketplace.
