Coverdrone were the first drone insurer to the UK market and have continued to lead from the front ever since. As the UK’s largest drone insurance provider, they offer a highly specialised and market-leading insurance solution for both commercial and recreational drone users, underpinned by exceptional service for every customer, every time. All Coverdrone policies are underwritten by leading and specialist aviation insurers, Starr International (Europe) Limited. Through the scheme, BIBA members will have direct access to an off-the-shelf drone insurance product, allowing them to easily place drone insurance risks for their clients that they otherwise may not have had access to.

Target risks
– Commercial drone users
– Photographers
– Surveyors
– Estate agents
– Agriculture

Key policy features
– Fully compliant with EC785/2004 (aviation insurance requirements)
– Flexible policy periods from 1 day to 1 year
– Liability limits from £1m to £16m
– Higher limits on referral
– Includes aviation liability for commercial policies
– PL included for ground photography
– Equipment coverage on an All Risks/replacement basis, with limits up to £125,000
– Higher limits on referral
– Cover includes in-transit, storage and in-flight
– Worldwide cover as standard
– No limits on numbers of drones, operators or flying hours
– No high-risk premises exclusions
– In-house delegated claims authority, for an efficient claims service

Key benefits to members
– Discounted rates and 15% commission for BIBA members
– Online broker management system for 24/7 access with instant policy documentation
– Product training provided as required
– Specialist team of advisors on-hand
– Swift referral process for more complex/larger risks

To begin using the scheme members can complete an online form at

Please be aware that this scheme does not presently offer cascading risk transfer.

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