Care risks can be difficult to place, particularly without committing to minimum volumes of business. With access to a range of insurer partners, Gallagher offers the BIBA Care Sector scheme, backed by a dedicated care insurance team with years of experience in negotiating cover in the sector.
Target risks
- Residential care for children, the elderly or individuals with learning disabilities and complex healthcare needs
- Care for individuals with mental health conditions or physical disabilities
- Domiciliary care & supported living
- Fostering and adoption agencies
- New Ventures welcomed subject to Underwriting Criteria
Key policy features
- £10mil Public Liability available on all schemes
- Abuse cover up to £5mil & £10mil (Dependent on scheme used) on occurrence based wordings
- Retro abuse cover option with certain insurers
- Treatment risk and medical malpractice, with £5m indemnity limit as standard
- Professional Indemnity up to £5mil available upon request
- Legal Expenses & MLP options available
Key benefits to members
- In-house underwriters, with delegated underwriting authority with A Rated insures for our schemes
- In-house claims management – DBS-checked advisers and account managers, for peace of mind in dealing with sensitive risks
- Enhanced commission rates
- No minimum commitment – ad-hoc risks considered.
For agency applications please contact [email protected]
