Care risks can be difficult to place, particularly without committing to minimum volumes of business. With access to a range of insurer partners, Gallagher offers the BIBA Care Sector scheme, backed by a dedicated care insurance team with years of experience in negotiating cover in the sector.

Target risks

  • Residential care for children, the elderly or individuals with learning disabilities and complex healthcare needs
  • Care for individuals with mental health conditions or physical disabilities
  • Domiciliary care/supported living
  • Fostering and adoption agencies

Key policy features

  • Abuse cover up to £5m on either an occurrence or claims made wording
  • Retro abuse cover option with certain insurers
  • Treatment risk and medical malpractice, with £5m indemnity limit as standard

Key benefits to members

  • In-house underwriters, with delegated underwriting authority
  • In-house claims management – DBS-checked advisers and account managers, for peace of mind in dealing with sensitive risks
  • Enhanced commission rates
  • No minimum commitment – ad-hoc risks considered.

For agency applications please contact [email protected]

or visit Gallagher Broker Services | Gallagher UK (

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