Why Renovation Insurance Matters
Renovations can be exciting, but also unpredictable. Many property owners mistakenly assume their existing cover or a contractor’s policy will protect them during the work. This often leaves them exposed to significant risks.
Renovation Plan provides tailored and specialist Building Works insurance from day one, ensuring every project – big or small – is fully protected throughout.
Core Features
- As a BIBA member you benefit from enhanced commission of 16.5%
- Covers Existing Structure & New Works
- Flexible cover periods (3–36 months), extendable and refundable (subject to no claims)
- £2m Public Liability as standard (can be increased to £5m)
- JCT compliant cover including joint names when required
- Residential and commercial properties
- Occupied and unoccupied properties
- Optional covers: Non-Negligent Liability, Terrorism, Hired-in Plant
Projects We Cover
- Renovations
- Extensions
- Conversions
- New builds
- Self-builds
- Restorations
- Contract works
- Luxury renovations
- Major works including basement excavations
- Listed properties (Grade 1, 2* 2, Scottish Categories A, B, C)
Resources & Training
- Cover at a Glance – Quick comparison of cover elements
- Explore all our expert renovation guidance and insights: News & Insight | Renovation Plan
If you would like to speak to a member of our team, please do not hesitate to get in touch. Renovation Plan is a trading name of Howden.
