Updated on 3rd September 2026

BIBA members have access to a market leading Care Sector Insurance scheme, provided by Gallagher and designed to support all types of care providers, from elderly residential homes to children’s services and more. It’s rare that a risk needs to be declined, and with recently expanded capabilities, the scheme now also caters for domiciliary care solutions.

This specialist offering combines proven cover quality with clear evidence of market strength, helping protect clients against the unique risks of this sector, while providing expert guidance from Gallagher’s underwriting team.

You’ll also benefit from exceptional broker support, including:

  • An in-house claims team for faster, more effective outcomes
  • Accessible underwriters who understand the complexities of care risks
  • Flexibility to support both specialists and generalist brokers with no minimum support expectations

With enhanced commission for BIBA broker members and solutions that don’t compromise on cover, you can confidently support a broad range of care clients.

Discover more and see how the scheme can support your clients:
https://www.biba.org.uk/members/biba-schemes/care-sector-insurance/

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