Many people find it hard to get insurance, especially if they have a medical condition, live in a flood‑risk area, are older, or own an imported or unusual vehicle. Being declined can feel frustrating and discouraging. But you’re not out of options.
Through our specialist directories and the BIBA Find Insurance Service, thousands of people secure the cover they need every year.
Insurers decline policies for many reasons, including medical history, flood exposure, age‑related factors, niche motor risks, or non‑standard personal situations. These often fall outside standard risk appetite, but they are exactly the types of enquiries our specialist brokers help with every day.
Our free for consumer helpline and online matching service helps people who can’t find insurance through traditional routes. The team listens, understands your needs, and connects you with a specialist broker who can help. Call us on 0370 950 1790, Our dedicated team of experts can help you find insurance Monday to Friday 9:00am – 5:30pm.
Almost anything, including travel insurance with medical conditions, flood‑risk home cover, young or older driver motor policies, unoccupied property cover, business insurance and niche commercial risks.