BIBA launches drone insurance scheme with Tokio Marine Kiln

6th August 2018

The British Insurance Brokers’ Association (BIBA) has launched a new drone insurance scheme with leading specialist and corporate insurer Tokio Marine Kiln (TMK).

The new scheme offers comprehensive and competitively-priced coverage for companies operating drones, also known as Unmanned Aerial Systems (UAS), for commercial or business purposes. The Lloyd’s backed scheme is available via, a digital platform which enables brokers to quote and bind business quickly online, in real time 24 hours a day, seven days a week.

Through the scheme, BIBA members benefit from competitive terms and coverage for:

  • Physical loss of or damage to UAS up to a limit of £100,000 per UAS (inclusive of payloads) whilst in the air, on the ground or in transit, including theft and malicious damage (larger limits available on request)
  • Third party bodily injury and property damage liability – inclusive of losses arising from malicious acts up to a limit of £50M each occurrence (larger limits available on request)
  • Enhanced coverage for invasion of privacy, noise liability, operators indemnity, operators liability and loss of digital assets (cyber) are also available without referral.

Robert James, Aviation Underwriter at Tokio Marine Kiln said: “We are thrilled to be offering our product to BIBA brokers in recognition of the market leading position we have established in offering drone insurance to clients over the course of the last decade. Our offering sets itself apart from the competition through our outstanding claims service and extensive level of cover which we have carefully adapted over time to cater for the perils facing UAS operators, presented in a clear easy-to-follow format.”

Mike Hallam, Head of Technical Services at BIBA, said: “Drones offer exciting opportunities for the insurance industry and the number of professional, commercial operators has grown exponentially in the last few years. Our members and their clients that are drone operators will benefit greatly from competitive premiums and dedicated service levels as well as access to TMK’s Lloyd’s A-rated capacity and expertise in aviation and UAS insurance, backed by an outstanding claims service. We look forward to seeing the results of this exciting partnership.”

Click here for more details.



Media contacts



Pam Quinn, Head of Communications
+44 (0)20 7397 0223

Leighann Forsyth, Deputy Head of Communications
+44 (0)20 7397 0223



Tokio Marine Kiln

Damian Beeley

Haggie Partners

+44 020 7562 4444


Richard Adams

Haggie Partners

+44 020 7562 4444


Notes to editors

About the British Insurance Brokers’ Association

The British Insurance Brokers’ Association (BIBA) is the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries and their customers.

BIBA membership includes just under 2,000 regulated firms.

General insurance brokers contribute 1% of GDP to the UK economy and BIBA brokers employ more than 100,000 staff.

52% of all general insurance is sold by an insurance broker and they arrange 78% of all commercial insurance business.


About Tokio Marine Kiln

Tokio Marine Kiln is a forward-thinking international underwriting business which operates in the Lloyd’s and Company markets. As part of one of the world’s largest insurance groups, the $30bn market capitalised Tokio Marine Group, we empower our people in 20 cities around the world to protect customers against complex and ever changing risks. We have four underwriting teams focused on: Property & Casualty; Marine, Aviation & Special Risks; Accident & Health; and Reinsurance, which are complemented by a first class claims team and an expert risk engineering service.

Tokio Marine Kiln benefits from exceptional financial strength with Standard & Poor’s ratings of A+ attributed to its Company platform its four managed syndicates at Lloyd’s. For more information, visit

*TMK was scored as ‘outstanding’ by Gracechurch in the London Market Claims category for 2017.