If your vehicle is stolen, you must inform the police immediately. You should also tell your insurance broker as quickly as possible.
You may have to wait up to six weeks with some insurers before they will settle any claim for its loss. This time is to allow the police to investigate the crime, and hopefully recover the vehicle, however many insurers operate shorter timescales.
If your vehicle is found, tell your insurance company and give them precise details of its whereabouts.
Personal property stolen from a vehicle or damaged may be covered under a comprehensive policy, but only up to a certain limit – usually around £150.