MIB hit by rise in claims for uninsured accidents

1st September 2017

For the first time in more than a decade, MIB is seeing an increase in the number of claims made following accidents with uninsured drivers.

From 2004 to date MIB saw the number of claims against uninsured drivers reduce by more than 50%, from around 25,000 per year to around 11,000. This is as a result of the continued commitment from the industry, police, DVLA and the Government to successfully tackle the problem. However in the last 12 months MIB has seen claims against uninsured drivers rise by almost 10%.

There are a range of factors that impact the number of claims MIB receives, and can be caused by an increase in people driving without insurance as well as changes in the number of vehicles on the road, the licensed population and effectiveness of enforcement. MIB is also exposed to the same adverse trends that the industry is seeing where members of the public are encouraged to make claims.

Ashton West OBE, Chief Executive at MIB said “The numbers of claims handled by MIB each year highlights the devastating impact of uninsured driving on communities and families up and down the country. In the last year or so, for the first time in a decade or more, we are starting to see the trend of reduction actually change direction, and we have started to see it increase. We recognise the need to understand the increase in claims further so are currently undertaking a piece of work to explore what impact this could be having. Ultimately our message is the same as always – if you are driving without insurance you will get caught.”


Notes to Editors:
MIB Press Office contacts
Rachel West on 07730 517621 and rwest@mib.org.uk
Beth Shine on 07841 922602 and bshine@mib.org.uk
About MIB
MIB (www.mib.org.uk) aims to significantly reduce the level and impact of uninsured driving by working closely with partners across government and the insurance industry. The Bureau provides compensation to innocent victims involved in accidents with drivers who have no insurance or failed to stop. It is estimated that uninsured and ‘hit & run’ (untraced) drivers kill 120 people and injure 29,000 every year.
The Motor Insurance Database (MID), introduced in 2001 is the only central insurance record of more than 38 million vehicles in the UK.

The MID supports a range of users entitled to different levels of information about insured vehicles, including the police, solicitors, the DVLA and the public. In addition to enforcement by police, the MID is used as part of the continuous insurance enforcement (CIE) scheme introduced in 2011 to identify registered keepers of vehicles that appear to have no insurance. All drivers can check their vehicle is recorded on the MID at www.askMID.com.