Follow BIBA’s winter sports holiday checklist to ensure you are properly covered ahead of your alpine adventures:
- Have you ensured that your travel insurance policy covers winter sports?
- Be aware that the free European Health Insurance Card (EHIC) only applies to state provided medical care and many clinics on the slopes are private.
- Have you checked with your insurance broker that your insurance adequately covers ALL potential activity while on the slopes? e.g. The BIBA Holiday Travel+ policy covers off-piste skiing/snowboarding as standard without requiring a guide but not all policies do. Check that your policy does not require a local guide and/or a helmet to be worn.
- Seek advice from an insurance broker or check that your policy provides the cover that you need, such as terrorism cover, and that you can afford the excess.
- Whilst skiing is fun there are rules and regulations that apply – you can be prosecuted for behaving in a reckless or dangerous manner. The guidelines are FIS rules and you should read and understand them before you ski – following these rules will help ensure your enjoyment.
- If you are not skiing with an instructor or guide you should check that the area and snow that you wish to ski is suitable for a skier of your level – get advice from the local ski school NEVER SKI IN CLOSED AREAS – IT IS EXTREMELY DANGEROUS AND INSURANCE COVER MAY BE INVALIDATED
- It is normal to leave your skis/ snow board outside a restaurant/bar on a slope or in the resort for a short time while you have lunch or are having a drink. But try to liaise with a friend to ensure that skis are not left in pairs – ‘mix and match them’ as thieves prefer only to take pairs. All policies are different and some exclusions may apply so check that your policy will cover this and this is where a broker can help. There may also be exclusions in respect of property left in or on any unattended vehicle – please see your policy.