Skiing and Winter Sports
Insurance cover will differ if you’re skiing or taking part in other winter sports. Please follow the checklist below to make sure you are fully covered.
- Ensured that your travel insurance policy covers winter sports?
- Checked that your insurance adequately covers all potential activity while on the slopes?
- Checked that your policy does not require a local guide and/or a helmet to be worn?
- Checked that your policy provides the cover that you need and that you can afford the excess?
Make sure you:
- Keep an eye on your equipment and if leaving skis outside a restaurant or bar you don’t leave them in pairs – if you mix and match them with a friends’ they are less favourable to a thief
- Read your policy in regards to left items – there may be exclusions (left in vehicle, in public or even at a table). Ask your broker if you’re unsure.
Did you know?
- If you are not skiing with an instructor or guide you should check that the area and snow that you wish to ski is suitable for a skier of your level – get advice from the local ski school. Never ski in closed areas – it is extremely dangerous and insurance cover may be invalidated
- The free European Health Insurance Card (EHIC) only applies to state provided medical care and many clinics on the slopes are private.
- Whilst skiing is fun there are rules and regulations that apply – you can be prosecuted for behaving in a reckless or dangerous manner. The guidelines are FIS rules