Skiing and Winter Sports

Insurance cover will differ if you’re skiing or taking part in other winter sports. Please follow the checklist below to make sure you are fully covered.

Have you:

  • Ensured that your travel insurance policy covers winter sports?
  • Checked that your insurance adequately covers all potential activity while on the slopes?
  • Checked that your policy does not require a local guide and/or a helmet to be worn?
  • Checked that your policy provides the cover that you need and that you can afford the excess?

Make sure you:

  • Keep an eye on your equipment and if leaving skis outside a restaurant or bar you don’t leave them in pairs – if you mix and match them with a friends’ they are less favourable to a thief
  • Read your policy in regards to left items – there may be exclusions (left in vehicle, in public or even at a table). Ask your broker if you’re unsure.

Did you know?

  • If you are not skiing with an instructor or guide you should check that the area and snow that you wish to ski is suitable for a skier of your level – get advice from the local ski school. Never ski in closed areas – it is extremely dangerous and insurance cover may be invalidated
  • The free European Health Insurance Card (EHIC) only applies to state provided medical care and many clinics on the slopes are private.
  • Whilst skiing is fun there are rules and regulations that apply – you can be prosecuted for behaving in a reckless or dangerous manner. The guidelines are FIS rules

Find Insurance

Whatever type of insurance you need to find, BIBA can connect you with a broker who can help. Please access the online search below or call our Find Insurance Service on 0370 950 1790.