Travelling to Channel Islands

Travel insurance required for Channel Island

As of 1st April 2009 there is no longer NHS medical cover for UK travelers (estimated 550,000 in 2008) to the Channel Islands (see Department of Health release and comment below). Therefore it is very important that travelers are aware of this change and take appropriate insurance protection.

BIBA has agreed with its holiday travel insurance provider (DTW1991) that all existing BIBA Holiday policies will be automatically extended at no charge to the consumers to cover their medical expenses whilst travelling in the Channel Islands.

In addition, the  European Health Insurance Card (EHIC) does not extend to the Channel Islands and BIBA is recommending that holders of these cards check their expiry dates if travelling elsewhere.

Advice from Department of Health on travel insurance required for visits to the Channel Islands from 1 April 2009

Business travellers to the Channel Islands must ensure they have adequate travel insurance from 1 April.

The current agreement, which allowed UK travellers to get a limited number of medical treatments in the Channel Islands free of charge, ended 31  March 2009. Anyone travelling to the Islands, which include Guernsey, Jersey, Alderney, Sark and Herm, will be required to pay for medical treatment should they become ill or injured there after this date. Visitors should therefore take out adequate insurance before they travel.

Visitors from the Channel Islands to the UK will also now be liable for charges for medical treatment when visiting the UK, so they should also have health insurance cover.

In 2007, there were 104,010 business visitors to Jersey from the UK and 27,000 to Guernsey.  Over one third of all visitors from the UK travelling to the Channel Islands are travelling there on business trips.*

If you have any questions relating to the end of the reciprocal health agreement with the Channel Islands, information on charges can be found by telephoning the Department of Health Customer Service Centre on 0207 210 4850 or e-mailing [email protected]

*Source: and

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