It is important for brokers to appreciate that this guide is not a comprehensive, all-embracing risk management process for insurance broking practice. This guide is intended for use by members as a tool, raising awareness of the spectrum of risks that have long faced all brokers. It highlights examples of recent issues. The information in this guide is provided for general reference purposes only. Whilst every effort is made to ensure that the guide is up to date and accurate, BIBA does not warrant, nor do they accept any responsibility or liability for, the accuracy or completeness of the content or for any loss which may arise from reliance on information contained within the guide.